Steven Gideon An assessment of commercial baks' credit policy and procedures for smes access to finance : the case of national microfinance bank ( NMB ) - Dar es Salaam : University of Dar es Salaam 2010 - xv,106p. : ill. : 30cm. Includes bibliographical references and index Subjects--Topical Terms: Bank creditSMEs National Microfinance Bank (NMB)